Retirement planning, but not as you know it
Presentation by Stuart Fowler and Joseph Clark
(Please note this is only open to Olswang Partners)
In this workshop, the Olswang Partners will gain a better understanding of pensions;
As part of retirement planning
Which is itself part of lifetime risk management and capital efficiency planning
Covering all assets, all of your life
Which can promise better outcomes for lifetime consumption and bequests
And ensures you do not make mistakes in the snake pit of HMG’s ‘simplified pensions’ regime
Key factors to focus on when accumulating wealth
Embrace capital market risk but avoid inflation risk
Keep costs as low as possible
Pay most for the things that most impact outcomes
Make the best use of pension and other ‘wrappers’ as holding vehicles to maximise flexibility and expected after-tax outcomes
Well before you start decumulation, plan how you intend to convert capital to an income stream so you really do ‘derisk’ instead of just swapping risks.
What will the partners get from this session?
Early warning of suboptimal actions or omissions
Insights into what they are paying and getting from our industry
Enjoyment of engaging in a vital dimension of their lives, without being too serious!
A sense of what it would be like to be advised by us